Webster's English Dictionary

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underwriter

un.der.writ.er \'*n-d*(r)-.ri-t-*r\ n 1: one that underwrites : GUARANTOR  
   2a: one that underwrites a policy of insurance  2b: one who selects risks 
   to be solicited or rates the acceptability of ris ks solicited 3: one that 
   underwrites a security issue