Webster's English Dictionary

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binder

bind.er \'bi-n-d*r\ n 1: a person that binds something (as books)  2a: 
   something used in binding  2b: a detachable cover or other device for 
   holding together sheets of paper  or similar material 2c: the sheet of 
   tobacco that binds the filler in a cigar  3: something that produces or 
   promotes cohesion in loosely assembled substa nces 4: a receipt for money 
   paid to secure the right to purchase real estate upo n agreed terms; also : 
   the money itself