Webster's English Dictionary

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insolvent

in.sol.vent \-v*nt\ aj 1a: unable or having ceased to pay debts as they 
   fall due in the usual cou rse of business; specif : having liabilities in 
   excess of a reasonable market value of assets held 1b: insufficient to pay 
   all debts {an ~ estate}  1c: IMPOVERISHED, DEFICIENT  2: relating to or for 
   the relief of insolvents  - insolvent n